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Useful definitions for understanding paint types:

• A clear coat is just that. It is a protective clear coat of paint over the color which is underneath. If a paint color doesn't say Pearl or Metallic, it is Clear.
• A pearl coat is a tinted clear coat. It adds color depth so that on a curved surface the tint of the reflection changes.
• Metallic paint has the shimmer of fine metal flakes in the underlying paint for a less solid, much richer-looking color with a sparkly effect.

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